Safety Techniques for Shopping Online

Credit card fraud appears to be everywhere, and thieves love making use of internet shopping on the internet to steal people's credit card data because of the security it provides. Many consumers think the only option to be secure is to avoid shopping online all together. While that's one way to avoid one's credit card details from getting stolen, it also means it is impossible to ever again shop online. The online marketplace for products and services is growing at a a rapid pace because consumers are aware of the ease with which they can find the best deals when they shop on the internet. By just not shopping online, you would have lost out on these great deals. This method of avoiding fraud on credit cards is like deciding never to fly in an airplane again in order to stay away from terrorists. It is true that one wouldn't become a victim in any terrorist plot that involved planes, however it also means having to bear the burden of not being able to fly when traveling. As with everything else that happens in the world, the key is not to avoid the problem, but to understand the issue and adopt an effective strategy to reduce the chance of becoming a victim of fraudulent credit card transactions when you shop on the internet.

In the beginning, let's discuss ways to prevent fraud with credit cards is already happening. There's no need to be in a panic. If the cardholder is notified that his or her credit card information has been compromised, the credit card company will not make the cardholder responsible for any charges that are fraudulent, even for charges that were not made prior to making the report that the credit card data was stolen. Credit card companies will shut down that card from further use and issue a replacement card within a week or two, but this is still an issue that many prefer not to deal with, if possible.

Online shoppers can use Google's Secure Browsing Tool to check if a website is safe to browse in the event that one is able to trust Google of course. This tool will inform you whether a site is suspicious or not when Google last scanned it, and also if the website has did anything suspicious in the past, and also report if it is associated with any suspicious websites even in the event that the site itself is not doing anything that could be considered suspicious. To see if a website is safe, simply copy and paste "" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "" into the address bar of the browser being used. After entering this address the Google tool will pop up a simple half page report that will tell you if the website in question is in fact safe or not.

Another level of protection that one can use when purchasing online is to use reputable third party payment methods. Nearly everyone has had the pleasure of using PayPal. They are probably the most widely used 3rd party payment method around the world. They permit users to make payment for goods and services through them. This means, for instance, that if a buyer purchases a product, she is not directly paying the website that she is shopping on. The amount is due to PayPal after which PayPal will pay the merchant this means that the retailer never sees her credit card information and her credit card information wasn't transmitted via the internet during this transaction. It doesn't matter if the buyer shops on one or more websites. So long as the payment method of a third party was used the credit card details were never transmitted so, that information is not floating around on online at each website a purchase was made. Other 3rd party payment methods that are similar to PayPal comprise, Google Wallet and Amazon Payments.

Armed with this knowledge, online shoppers can Amazon gutschein ensure that the sites they visit are secure to shop at Also, make sure they do not input sensitive information while buying. Therefore, there's no need to pass up every opportunity to save money when you shop online for fear of credit card information being stolen.

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